TRS of Illinois http://trs.illinois.gov
TEACHERS' RETIREMENT SYSTEM OF THE STATE OF ILLINOIS


Divorce/QILDRO

Qualified Illinois Domestic Relations Orders (Qildros) are court orders that direct TRS to pay a portion of a member’s benefit or refund to an alternate payee, typically a former spouse. QILDROs are issued under the Illinois Pension Code, 40 ILCS 5/1-119.

The alternate payee’s share of the benefit or refund may be expressed in dollar amounts or in percentages. If the QILDRO uses percentages, a second court order — the Calculation Order — will tell TRS how much to pay the alternate payee. The Calculation Order may be submitted once the amount of the retirement benefit or refund is known. This two-part process may be useful when divorce occurs before the member retires.

The QILDRO allows lump-sum death benefits to be allocated to the alternate payee. Monthly survivor benefits cannot be allocated through a QILDRO.

TRS has policies and procedures in place to protect your Social Security number (SSN). SSNs must be provided in QILDRO and Calculation court orders for tax reporting associated with payment of benefits and refunds. If SSNs are omitted from the face of the court order, SSNs must be provided in an accompanying Notice of Confidential Information Within Court Filing form.

You may complete the QILDRO forms online by following the links on this page. Once approved by the court, send a certified copy of the court order to TRS's Office of Legal Counsel with the required $50 processing fee. The member’s signed consent form is also required if TRS membership began before July 1, 1999. If you have any questions about QILDROs after reviewing our QILDRO publication, please contact the TRS Office of Legal Counsel.

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